.calculators-page{--calc-green:#174d42;--calc-muted:#60736a}.calculators-page main{max-width:1120px;margin:38px auto 64px}.calc-back{font-size:14px;font-weight:600}.calc-intro{max-width:790px;margin:24px 0 34px}.calc-intro h1{font-size:clamp(30px,4vw,48px);line-height:1.13;letter-spacing:-1.4px;margin:10px 0 16px}.calc-intro .lead{font-size:19px;line-height:1.6;color:var(--calc-muted)}.kicker{font-size:11px;font-weight:700;letter-spacing:1.8px;color:var(--calc-muted)}.calc-workspace{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:28px;align-items:start}.calc-panel{background:white;border:1px solid #dce4db;border-radius:18px;padding:26px}.calc-panel h2{font-size:23px;line-height:1.3;margin:0 0 8px}.calc-muted{color:var(--calc-muted);font-size:14px;line-height:1.6}.calc-fields{display:grid;grid-template-columns:1fr 1fr;gap:22px 16px;margin-top:24px}.calc-field{min-width:0}.calc-field label{display:block;font-size:14px;font-weight:650;line-height:1.5;margin-bottom:7px}.calc-field .optional{font-size:11px;font-weight:400;color:var(--calc-muted);display:block}.calc-field input{box-sizing:border-box;width:100%;min-height:48px;border:1px solid #bfcfc6;border-radius:9px;background:#fdfefd;color:#213b34;font:400 18px/1.4 system-ui;padding:10px 12px}.calc-field input:focus{outline:3px solid #b4d9c5;outline-offset:1px}.calc-field input[aria-invalid=true]{border:2px solid #a03830}.calc-field small{display:block;font-size:12px;line-height:1.5;color:var(--calc-muted);margin-top:6px}.calc-error{display:block;color:#a03830;font-size:13px;line-height:1.5;margin-top:5px}.calc-error:empty{display:none}.calc-actions{display:flex;align-items:center;gap:18px;flex-wrap:wrap;margin-top:26px}.calculators-page .button{border:0;font:650 16px/1.5 system-ui;cursor:pointer;border-radius:9px;display:inline-flex;align-items:center;justify-content:center;padding:12px 22px;box-sizing:border-box;text-decoration:none;background:#174d42;color:white;min-height:48px}.calc-reset{border:0;background:none;color:#476a5b;text-decoration:underline;text-underline-offset:4px;min-height:44px;padding:8px;font:400 14px system-ui;cursor:pointer}.calc-status{font-size:13px;color:#60736a;margin:0 0 10px;min-height:20px}.calc-result-hero{background:#174d42;color:white;border-radius:16px;padding:25px}.calc-result-hero p{margin:0;font-size:14px;color:#cde0d2}.calc-result-hero .calc-big{display:block;font-size:clamp(32px,3.5vw,46px);font-weight:600;letter-spacing:-1.5px;line-height:1.2;margin:10px 0;overflow-wrap:anywhere}.calc-result-hero small{font-size:13px;color:#cde0d2}.calc-metrics{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:15px 0}.calc-metric{background:white;border:1px solid #dce4db;border-radius:11px;padding:15px}.calc-metric span{display:block;font-size:12px;line-height:1.5;color:#60736a}.calc-metric strong{display:block;font-size:21px;line-height:1.4;margin-top:4px;overflow-wrap:anywhere}.calc-note{background:#eaf2e7;border-left:3px solid #78a38b;padding:14px 16px;border-radius:0 10px 10px 0;font-size:14px;line-height:1.6}.calc-note.warning{background:#fff3df;border-color:#c68d31}.calc-chart{margin:22px 0;background:white;padding:18px;border:1px solid #dce4db;border-radius:12px}.calc-chart figcaption{font-size:13px;font-weight:600}.calc-chart svg{display:block;width:100%;height:auto}.calc-chart .chart-ends{display:flex;justify-content:space-between;color:#60736a;font-size:12px;gap:10px}.calc-table-wrap{max-height:360px;overflow:auto;border:1px solid #dce4db;border-radius:8px;margin:14px 0}.calc-table{border-collapse:collapse;width:100%;font-size:12px;white-space:nowrap}.calc-table th,.calc-table td{text-align:right;padding:9px 12px;border-bottom:1px solid #e2e8e0}.calc-table th:first-child,.calc-table td:first-child{text-align:left}.calc-table th{position:sticky;top:0;background:#edf3ea;color:#294e40}.calc-detail{padding:16px 0;border-bottom:1px solid #dce4db}.calc-detail summary,.calc-faq summary{cursor:pointer;font-weight:600;min-height:44px;display:flex;align-items:center;gap:10px}.calc-detail summary::before,.calc-faq summary::before{content:'+';color:#4e7a64}.calc-detail[open] summary::before,.calc-faq details[open] summary::before{content:'−'}.calc-detail summary::-webkit-details-marker,.calc-faq summary::-webkit-details-marker{display:none}.calc-download{min-height:44px;background:white;border:1px solid #bfcfc6;border-radius:8px;padding:9px 12px;color:#174d42;cursor:pointer}.calc-faq details{border-bottom:1px solid #dce4db;padding:5px 0}.calc-faq p{margin:0 0 16px}.calc-next{display:flex;align-items:center;justify-content:space-between;gap:30px;background:#eaf2e7;border-radius:18px;padding:28px!important;margin-top:32px;border:1px solid #dce4db!important}.calc-next h2{margin:0}.calc-next p{margin-bottom:0}.calc-next .button{flex-shrink:0}.calculator-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.calculator-card{display:flex;flex-direction:column;align-items:flex-start;padding:26px;border:1px solid #dce4db;border-radius:16px;background:white;color:#213b34;text-decoration:none;transition:box-shadow .15s,border-color .15s}.calculator-card:hover{border-color:#80a78f;box-shadow:0 5px 20px #174d4212}.calculator-card h3{font-size:23px;margin:17px 0 8px;line-height:1.2;letter-spacing:-.5px}.calculator-card p{font-size:15px;color:#60736a;line-height:1.6;margin:0 0 20px}.calc-card-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:#eaf2e7;color:#174d42;font-size:25px}.calc-card-link{margin-top:auto;font-size:14px;font-weight:650;color:#174d42}.calc-category{border:0;padding:16px 0 28px}.calc-category h2{font-size:22px}.calculators-page :focus-visible{outline:3px solid #89b7a4;outline-offset:3px}.calculators-page .site-footer{font-size:13px;line-height:2;padding:30px 24px}.calc-result-area [hidden]{display:none}.calc-method h2,.calc-faq h2{font-size:25px}.calc-method p{font-size:15px}.calc-breakdown{font-size:14px}.calc-breakdown div{display:flex;justify-content:space-between;gap:16px;padding:6px 0}.calc-breakdown dt{color:#60736a}.calc-breakdown dd{margin:0;font-weight:600;text-align:right}
@media(max-width:900px),(max-width:1400px) and (pointer:coarse){.calc-workspace{grid-template-columns:1fr;gap:20px}.calculator-grid{grid-template-columns:1fr 1fr}.calc-next{flex-direction:column;align-items:flex-start}.calculators-page main{margin-top:24px}.calc-intro{margin-bottom:24px}.calc-result-hero .calc-big{font-size:38px}}
@media(max-width:540px){.calculators-page main{padding-inline:16px}.calc-panel{padding:20px 16px}.calc-fields{gap:18px 12px}.calc-field label{font-size:13px}.calc-field input{font-size:16px;padding:10px}.calculator-grid{grid-template-columns:1fr}.calculator-card{padding:22px}.calc-intro .lead{font-size:17px}.calc-metric strong{font-size:19px}.calc-actions .button{flex:1}.calc-next{padding:22px!important}.calc-next .button{width:100%}}
@media(max-width:360px){.calc-fields{grid-template-columns:1fr}}

#calculator-results{scroll-margin-top:calc(var(--supporting-header-height,96px) + 16px)}.calc-breakdown dt{margin:0;font-weight:400}.calculators-page .site-footer nav{gap:8px 18px}

.calc-refinance{grid-column:1/-1;border-top:1px solid #dce4db;padding-top:16px;margin-top:8px}.calc-refinance summary{cursor:pointer;font-weight:650;color:#174d42;padding:10px 0}.calc-refinance p{font-size:14px;line-height:1.6}.calc-refinance .calc-field{margin-top:16px}.calc-refinance-toggle{display:flex;gap:10px;align-items:center;margin:16px 0;font-weight:600}.calc-refinance-toggle input{width:20px;height:20px;accent-color:#174d42;flex:none}